St Benedicts Group Personal Accident & Travel Insurance

Through a dedicated, experienced team specialising in all classes of Group Personal Accident and Travel Insurance, St Benedicts can provide you with comprehensive cover for your personnel.

St Benedicts has access to established Binding Authorities with leading Insurers and access to other London Markets.

Service and flexibility are key areas. We can tailor a policy to suit most requirements almost regardless of the limit of cover requested or the extent of the risk.

Competitiveness is key, with comprehensive products and personal contact - we can provide the complete solution. Policy covers include Individual Risks / Annual Corporate Group cover as well as Short Period one-off risks.

Main Benefits

War & Terrorism included as standard.
Flexible benefit options.
High limits of cover & competitive premiums.
No lengthy applications or proposal forms.
High risk occupations.
Specific categories of selected personnel or cover expanded to all employees.
Areas of civil unrest can be quoted.
Non UK nationals can be included within Groups Policies.
Hazardous activities can be included.

Call us now on

01603 626904

or send us a message

Group Personal Accident (& Sickness)

Key client benefits include

Range of benefits from fixed levels per employee to a range of varying benefits based on multiples of wageroll, dependent on salary.
Varying operative time limits from occupational risk to 24 hour cover.
Sickness options.
Flexible benefit periods (compensation options payable up to 2 years).
Flexible excess periods.
Coma Benefit, Hospitalisation Benefit, Retraining Expenses Benefit, Funeral Expenses Benefit.
Bereavement Counselling, Counselling, Disability Assistance, Relocation Expenses, Recruitment Costs following Suicide.

Summary of Cover

Accidental Death.
Loss of sight of one or both eyes / one or two limbs (loss includes ‘use’ of hand, arm or leg).
Permanent Loss of Speech & Hearing.
Permanent Total Disablement (from usual occupation).
Temporary Total Disablement (from usual occupation) - Weekly Benefit
Temporary Partial Disablement available for certain occupations – Weekly Benefit
Continental Scale of Benefits
Paraplegia
Quadriplegia
Guests and Corporate Event Benefit

Group Travel

Key client benefits include

Non adjustable policies, and no end of year declaration.
Personnel Replacement included.
Nil excesses (all sections) for business trips.
Up to 6 months duration any one trip (can be extended up to 12 months if required)
United Kingdom Travel Extension where an overnight stay or air travel involved
Option to include personal holiday travel for selected staff.
Addition of accompanying family members.
Emergency medical assistance cards available.
Coma Benefit, Hospitalisation Benefit, Retraining Expenses Benefit, Funeral Expenses Benefit.
Retraining Expenses Benefit.

Summary of Cover

Medical, Hospital & Repatriation Expenses. £Unlimited
Trip Cancellation and Disruption. £15,000
Baggage, Personal Effects & Business Equipment £15,000 (single item limit £3,000)
Money, Traveller’s Cheques, Passports. £5,000 (cash limit £3,000)
Personal Accident – Including Continental Scale £50,000
Paraplegia £25,000
Quadriplegia £50,000
Legal Expenses £50,000
Personal Liability £5,000,000
Ransom Monies Up to £250,000
Consultants Costs Up to £50,000
Hi-Jack Daily benefit £500 per day (up to maximum 50 days)
Evacuation £50,000
Guest and Corporate Event Benefit £25,000

Extensions of Cover and Other Available Products:

Bespoke wordings and enhancements

Private piloting.
Hazardous Occupations.
Winter Sporting & Scuba Diving activities.

Other available products

Individual Personal Accident (& Illness)
Kidnap & Ransom Covers.
Film Union travel covers.
Long stay trip travel.
Sports club policies.

For more information call us now on 01603 626904

or send us a message

Contact Details

Registered office: Jonathan Scott Hall, Thorpe Road, Norwich, NR1 1UH

Phone: +44 (0) 1603 626904

St Benedicts Limited is authorised and regulated by the Financial Conduct Authority (FCA), Registration No: 307673.

St Benedicts Limited is registered in England & Wales, Company No. 2989261